Tropicana Federal Credit Union offers a variety of products, giving the member the option of choosing the financial plan that meets their needs. From savings and checking, to certificates of deposits and IRA options, TFCU strives to offer competitive interest rates while maintaining unmatched personal service. Members receive the highest quality of products and services. That's the credit union difference.
Tropicana Relationships
The goal of Tropicana Federal Credit Union is to build valued relationships with trusted solutions. As you review the products and services offered by the credit union we are confident you will consider TFCU your primary financial instituion.
Tropicana Premier Accounts
The strongest associates of Tropicana Federal qualify for our Premier Account. This level rewards our members using TFCU as their first choice in financial services.
Our Premier Members maintain at least $10,000 in combined average daily deposit balances - OR - $25,000 in combined month-end loan balances.
Tropicana Partner Accounts
Our Partner account members qualify by maintaining at least $1,000 in combined average daily deposits balances - OR - $3,000 in combined month-end loan balances. Partner members may also be under the age of 18.
Basic Relationship
Any account that does not meet one of the above relationship levels will have a small monthly service charge on their account. There will be no fees at any Tropicana Federal ATM locations.
The following displays an overview of the relationship levels and the rewards each offers our members.
| Basic | Partner | Premier | |
|---|---|---|---|
| Minimum Relationship | $25.00 Share Balance Required | $1,000 in deposits or $3,000 in loan balance(s) | $10,000 in deposits or $25,000 in loan balance(s) |
| Share Monthly Maintenance Fee | $5.00 | Free | Free |
| Basic Checking Maintenance Fee | $6.00 | Free | Free |
| EFT Auto Transfer | $5.00 | $2.50 | Free |
| Withdrawal in Office | (After 2) $3.00 | (After 2) $3.00 | Free |
| Call 24 Check | $3.00 | Free | Free |
| Official Check (payable to other) | $3.00 | $3.00 | Free |
| Check Cashing Fee | Without compensating balance 1%, Min $2.00 |
Without compensating balance $2.50 |
Free |
| Early Withdrawal Club Account | $15.00 | $15.00 | Free |
| Money Orders | $2.00 | $1.00 | Free |
| Travelers Checks | $2.00 per $100 | Free | Free |
| Internet Banking | $3.00 N/C with Checking |
Free | Free |
| TFCU ATM's | Free | Free | Free |
| PRESTO! Network ATM's | $2.00 | Free | Free |
| STAR Network ATM's | $2.00 | $1.00 | Free |
| Point of Sale | Free | Free | Free |
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. If you presently have an account with us and you open additional accounts, add joint owners to an existing account or apply for a loan, we must also verify and retain copies of your identification.
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